Retirement Planning

Your Retirement Should Be What You Want It to Be

For decades you've done what's expected of you - work hard for a living, take care of your loved ones, and often forgo putting yourself first. That all changes in retirement. Whether you're traveling, volunteering, taking up new hobbies, or relaxing with friends and family, retirement is a time to unwind and do something you [...]

2020-10-23T16:37:35+00:00October 23rd, 2020|Lifestyle, Retirement Planning|

The 3 Biggest Concerns You Could Face In Retirement

When you think of retirement, you might think of the vacations you’ll go on and all the free time you’ll enjoy with friends and family. There’s so much to enjoy about retirement, but it also comes with its challenges. Some of the biggest concerns you could face in retirement could be market volatility, an increased [...]

2020-10-19T13:44:22+00:00October 19th, 2020|Retirement Planning|

3 Things You Can Do If You Don’t Qualify for a Roth IRA

There's evidence to suggest that we might be experiencing historically low tax rates right now. The Tax Cuts and Jobs Act will expire in 2025 or possibly sooner if there’s a leadership change in Washington. By the end of the year, total government debt is expected to almost equal the size of the U.S. economy.[1] [...]

2020-10-06T12:57:25+00:00October 6th, 2020|Financial Planning, Retirement Planning|

3 Options for Your 401(k) When Leaving Your Job

If you’ve ever left a job, you may have had to decide what to do with your old 401(k). You might have rolled it over into a 401(k) at your new job or even forgotten about it when you were younger. But if you’ve recently lost your job, retired, or left your job for another [...]

2020-09-21T01:48:52+00:00September 21st, 2020|Financial Planning, Retirement Planning|

3 Trends to Keep an Eye On When Planning for Retirement

If you’re just trying to get through the present, you’re not alone. But, that doesn’t mean you can forget to look to the future and prepare for challenges you could face. There are indications that we could see higher taxes in the future, more market volatility, and continuing low interest rates. Here are three trends [...]

2020-09-14T14:03:58+00:00September 14th, 2020|Retirement Planning|

4 Goals to Meet When Crossing the Retirement Finish Line

You have so much to celebrate and look forward to as you near and enter retirement: Retirement means the end of a long career, but the beginning of something new, and the “what” is up to you. The way you finish the race can impact the rest of your retirement, whether you’re approaching retirement or [...]

2020-08-24T20:05:35+00:00August 24th, 2020|Retirement Planning|

Note These 3 Retirement Risks

Imagine you’ve saved your target amount for retirement and are on track to receive your optimal Social Security benefit. Many think these are the only things to take care of, but retirement planning consists of much more. It’s also crucial to consider how much risk you’re taking and how much risk your money can manage. [...]

2020-08-17T02:09:59+00:00August 17th, 2020|Retirement Planning|

Pension Or No Pension, Have a Plan for Creating Retirement Income

Here's proof that funding retirement has changed: In 1970, 45% of private-sector employees were covered by a pension plan.[1] Now, 4% are covered.[2] Pensions have largely been replaced by 401(k), IRAs, and similar retirement plans, and retirees must find a way to make their savings last throughout retirement. If you are lucky enough to have [...]

2020-08-03T01:07:35+00:00August 3rd, 2020|Financial Planning, Retirement Planning|

3 Things to Know About Your 401(k)

We all know that a 401(k) is one of the most important retirement planning tools we have. The potential tax benefits and power of compound interest can make it a great saving and investment tool for anyone who practices financial discipline and contributes regularly. There are several important things to know about your 401(k), such [...]

2020-07-26T20:05:46+00:00July 26th, 2020|Financial Planning, Retirement Planning|

3 Things to Know If You Don’t Want to Leave Your Retirement Income to Chance

If you're nearing the end of a long career or have recently retired, you know something about what it takes to be successful. Luck can help, but hard work and proper planning are much more important. It's the same with retirement. Deciding where your income will come from, working to help minimize your tax burden, [...]

2020-07-19T20:03:58+00:00July 19th, 2020|Financial Planning, Retirement Planning|