Cornerstone – Our Blog2020-06-27T16:10:40+00:00


August 2020

3 Ways to Create Your Own Blue Zone

August 7th, 2020|Lifestyle|

Have you heard of “Blue Zones”? No, they’re not places where everyone is a Democrat. They’re places in the world where there is an unusually high number of people living into their 90’s and even 100’s. These populations are known for maintaining good health well into old age. It’s not that they have special technologies, or the best doctors, or special genes – it’s thought to be their lifestyle. “Blue Zones” are found all around the world: The Italian island of Sardinia, Okinawa in Japan, and Loma Linda in California were the first to be identified. You don’t have to move to these places to live to a ripe old [...]

Pension Or No Pension, Have a Plan for Creating Retirement Income

August 3rd, 2020|Financial Planning, Retirement Planning|

Here's proof that funding retirement has changed: In 1970, 45% of private-sector employees were covered by a pension plan.[1] Now, 4% are covered.[2] Pensions have largely been replaced by 401(k), IRAs, and similar retirement plans, and retirees must find a way to make their savings last throughout retirement. If you are lucky enough to have a pension, you still have important decisions to make as to how you want to receive payments. Pension or no pension, you should have a plan for creating retirement income. Can You Rely On Your Pension? Last year, General Electric announced plans to freeze pension benefits for over 20,000 employees and to offer pension buyouts [...]

July 2020

4 Essential Items to Pack on Your Trip This Summer

July 31st, 2020|Lifestyle|

If you’re traveling this summer, there are certain staples you can bring wherever you go. When packing for a trip, everyone immediately thinks of underwear and a toothbrush, but there are other essentials that don’t come to mind as easily. And even if you forgot those two things, you can buy a new toothbrush or an extra pair of underwear pretty much anywhere in the world. Here are four essential items to pack on your trip this summer. First Aid Kit You don’t have to bring much, but it can be good to have the basics with you in case of an emergency – bandages, pain and fever reducers, antihistamines [...]

3 Things to Know About Your 401(k)

July 26th, 2020|Financial Planning, Retirement Planning|

We all know that a 401(k) is one of the most important retirement planning tools we have. The potential tax benefits and power of compound interest can make it a great saving and investment tool for anyone who practices financial discipline and contributes regularly. There are several important things to know about your 401(k), such as how much you can contribute, options for your 401(k) when you leave your job, and how much you are paying in 401(k) fees. You Have Options for Old 401(k)s When you leave a job, you can either cash out of your 401(k), roll it over into a 401(k) at your new job, leave your [...]

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